Below we have gathered the top credit cards to own. We have hand picked the cards which we believe have the best rewards, incentives, and points.
Southwest Premier Visa
Get 60,000 Southwest points after you spend $2,000 on purchases in the 1st 3 months of opening your account.
What we like most about this card is that you can obtain Companion Status (check out our blog post about it), where someone can fly free with you anywhere. Also, 2 free checked bags! There is a $99 annual fee with this card, though it comes with no foreign transaction fees and it is chip-enabled with 24/7 fraud monitoring. Apply Here
for our 40k point deal if the 60k point deal is not available.
Chase Sapphire Prefered
Earn 50,000 points when you spend $4,000 in the first 3 months of opening your account.
There is no introductory annual fee and points are equivalent to about $625 when redeemed through Chase Ultimate Rewards. Earn 2x the points on dining and travel as well as $0 foreign transaction fees. Annual fee is $95 after the first year.
Chase Sapphire Reserve
Earn 50,000 bonus points when you spend $4,000 in the first 3 months of account opening.
This is a top premium card that gives you the equivalent of $750 towards travel when redeemed through Chase Ultimate Rewards. 3X on all travel and dining, $300 annual travel credit, and elite travel benefits such as Priority Pass lounge access, upgraded car rentals, and TSA and Global Entry reimbursements.
Hilton Honors™ Surpass® Card
Earn 100,000 bonus points when you spend $3,000 in first 3 months of card membership.
In addition to the 100,000k points, you will get 1 free weekend award night at ANY Hilton hotel after 1st year card anniversary. Complimentary Gold Status, and 12X bonus points on Hilton stays, 6X on restaurants, super markets, and gas stations, and 3X on everything else. Apply Here
AAdvantage Platinum Select mastercard
Earn 30,000 AAdvantage miles when you spend $1,000 in the first 3 months of account opening.
These points are equivalent to a roundtrip domestic flight or one way flight to Europe. The American Airlines Mastercard (see article we wrote) includes no foreign transaction fees, 1st bag checked free for you and 4 companions, and 2x points on AA purchases. You also earn 10% back on miles you redeem on American Airlines. $95 fee is waived for first year and reduced mileage awards.
American Express Business Gold Rewards Card
Get 50,000 membership rewards points when you spend $5,000 in first 3 months of card membership.
No annual fee for first year. 3X the points on one category of your choice (airfare, advertising, gas stations, shipping or computing purchases). 2X the points on the remaining four categories. 1X the points on all other purchases. Purchase protection and extended warranty. Car rental loss and damage insurance. Premium roadside assistance. Baggage insurance plan and travel accident insurance. Spend Manager mobile app to organize receipts on the go. Apply Here
40,000 points after spending $2,000 within first 3 months of opening an account.
This is one of the best hotel based cards as you can redeem your points at any Hyatt hotel including the ultra luxury Park Hyatts (see article we wrote about this). This has a $0 introductory fee and $75 per year after. You receive 5,000 more points when you add an authorized user. You also obtain Hyatt Discoverist status, protection benefits, and no foreign transaction fees, and 1 free anniversary night per year.
Earn 75,000 ThankYou points after spending $7,500 within the first three months.
This is one of the most rewarding cards for the frequent traveler and incentives vastly offset its annual fee of $450. Its has a $250 airline credit, Every 4th night free at any hotel, Global Entry and TSA Pre Check credit, and Priority Pass lounge access. ($500 airline credit if you sign up mid year as these perks are per calendar year) and many others, plus the 75,000 points.